News, Tips & Hints!

Do you know the true meaning of Long-Term Care

 Essential facts to know to protect you and your family from unplanned health expenses    When people consider the subject of long-term care, they often think about nursing homes. Extended Health Care or Long-Term Care has little to do with nursing homes....

10 Ways to Combat COVID Fatigue and Emotional Burnout!

Burnout comes in various forms: All you want to do is sleep. You’re feeling sluggish. Perhaps you find yourself short-tempered with family members, friends, or colleagues. Irritability has become your middle name. Can you relate to this?

5 Ways to Keep Yourself Entertained and Balanced

Like it or Not, most of us are resistant to being told what or how to do…whatever. Whether you are home alone or with others, it's the perfect time to re-connect with the good old fashion past-times that are simply basic and quickly forgotten. So often wish for time...

Medicare Open Enrollment: Understand Your Options

Medicare doesn’t cover everything. Some of the items and services Medicare doesn’t cover include:

Thinking of Life Insurance? Decision Temporary or Permanent Policy?

September is Life Insurance Awareness Month Suppose we all learned during the past year and a half with several quarantine mandates, social distancing, and the health-related complications and death as a result of the pandemic. Life can change quickly beyond our...

I Have No Debt! Is Life Insurance Really Necessary?

Excellent question!  Here are 5 reasons. Recently, I had a conversation with a prospective client who said, " we don't have any debt. We don't need Life Insurance!" Unfortunately, as a young mother of two young children, I experienced how Life can change when my...

Employed by a WA based company? WA State’s New Long-Term Care Law

“Washington State’s Long Term Care Trust Act is a first-of-its-kind publicly-funded program to reimburse eligible long-term services and supports (LTSS).  The program will be funded by a payroll tax collected by employers on behalf of every adult W-2 employee. The rate will begin at 0.58% (fifty-eight hundredths of one percent) on “all wages” and not capped. The rate of 0.58% may be upwardly adjusted beginning January 1, 2024.”

Are you Eligible For a ACA Federal Tax Credit under the ARPA?

Unemployed? Are premiums too expensive? Important ACA message for Affordable Health Insurance – UNINSURED, ON AND OFF EXCHANGE: Are you Eligible For Federal Tax Credit under the ARPA?

Refinance Strategy and Retirement

The Big Payoff Retirement in your near future? Are you thinking of refinancing a mortgage or paying it off? With mortgage rates at historic lows and record financial marketplace highs, the answer may not be so obvious. Over the weekend, I read an article by Katy...

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