Life Insurance
Protect What Matters Most
Are you and your loved ones covered?
Your family means everything to you. From big moments like graduations and weddings to everyday memories like BBQs and bike rides, your family has been by your side through it all. But life can change in an instant. If something unexpected were to happen to you, you’ll want to protect your family’s wellbeing and secure their future.
Life insurance protects and provides for those who depend on your income, ensuring they can maintain their lifestyle in the event of your death. Life insurance can help your loved ones with financial obligations, such as educational costs, mortgages, outstanding debt and more.
There Are 2 Primary Forms of Life Insurance
Term Life Insurance
Term Life Insurance offers affordable fixed-rate payment for a specific number of years
Permanent Life Insurance
Permanent Life Insurance provides long-term coverage for long-term benefits.
How Much Life Insurance Do I Need?
Ask yourself: Can your spouse live on 10–50% of your income? Life Insurance covers a wide range of your financial obligations including:
Paying for your final expenses
Paying off a mortgage
Paying childcare and educational costs
Paying off outstanding debt
Completing a retirement plan
Accessing estate liquidity
Providing lifetime income
Estate Taxes
Legacy
Do I Have Enough Life Insurance?
Are you insured for all of life’s adventure and liabilities? It’s essential to review your life plan annually to adapt to life changes — That’s Your Life Security! Review your coverage for major life events, including:
Marriage/divorce
Purchase a new or larger home
Change of jobs or increase in income
Expand your family
Become a stay at home parent
Become a new single parent
Become a small business owner
Retirement
Develop a retirement plan
We Understand Everyone’s Life & Financial Obligations Are Different.
Give us a call or send us an email today to discuss how we can help you create a plan that suits your specific needs.