Every year during the months of May and June, we honor the people who influenced our very core…. mothers, fathers, or perhaps other caring people.  My father was raised during the Depression by a single parent after the death of his mother when he was only ten. Like many modern parents, my grandfather had to be both mother and father to his three children.  He was also a business owner and homemaker, doing all this during the Depression and after emigrating to a new world from Sicily!  Unfortunately, I never met him, but his parenting skills were evident from the character of his three adult children.

In earlier times a single parent often had a network of relatives, friends, and neighbors.  Although he didn’t have a mother, my father had not only his father but a village of people to provide a caring network.  That’s not usually the case these days.  What takes its place?

I often think about this legacy continuing through successive generations. I still reflect on the lessons shared by my parents, hoping that I’ve passed on the same family values to my two sons. But the message is as clear today as it was to my father:  create a stable & secure financial future for his family with or without his presence on this earth.

Over the next month or two, we’ll be introducing the following topics:

  • What happens to my family if something happens to me? We’ll look at life insurance, disability insurance, and long-term care insurance.
  • If I have insurance, how much is enough?
  • What about retirement? Will I be financially able to retire and if so, how will I fund it? I don’t want to run out of money.
  • Do I have a will? Do I need one?  I’ve heard about trusts.  What are they and do I need one?
  • What if I need care when I get older? What happens once I pass away?  What documents should I have in place? Who will help my family through this process?  How can I make it easier for them?

Life-changing events, such as

  • marriage
  • the birth of a child or children
  • becoming a single parent
  • losing a job
  • children leaving for college
  • becoming an empty nester
  • the death of a family member

… will all be made easier by having asked and answered the questions above.  Any life-changing event causes stress which makes it a bad time to make decisions.  I’ll help you make these decisions in advance, alleviating as much stress possible.

Watch for Your Life Security Tips and Hints to assist with those questions as … How much Life Insurance Does My Really Need to Maintain their Lifestyle?  Life insurance is assurance that your family will be taken care of financially in case of a negative life-changing event.

If you have questions, please contact me at YourLifeSecurity.com.  I’m always happy to talk with you.